CSIRO, TGD and the Clean Energy Finance Corporation (CEFC)  advises that the information contained in this publication comprises factual, technical information and general statements based on scientific research. The reader is advised, and needs to be aware, that such information may be incomplete or unable to be used in any specific situation. The information contained in this publication does not constitute, and should not be taken as, general or personal advice, financial product or investment advice and nothing in this publication is intended to provide, or imply, any recommendation or opinion about an investment in, or the utility of, any financial product, tools, technologies or other products.  Any reader, prospective investors in, and purchasers of, financial products, should obtain independent legal, financial, taxation and other professional advice before making any financial decisions relating to any financial product. No reliance or actions must therefore be made on the information contained in this publication without seeking prior expert professional, scientific and technical advice. To the extent permitted by law, CSIRO, TGD and the CEFC (including its employees and consultants) excludes all liability to any person for any consequences, including but not limited to all losses, damages, costs, expenses and any other compensation, arising directly or indirectly from using this publication (in part or in whole) and any information or material contained in it.